Guarantor T&C's

Source-page extract, collected for the Urban Angles v2 KB. This preserves website statements, not independently verified facts.

Guarantor Terms & Conditions

We understand talking money can be awkward – so let’s make this as painless as possible To offer 14 Day invoicing, we require some guarantors for the credit...

In consideration of UA, at the request of the Guarantor, agreeing to supply the above Applicant with goods and/or services on credit on the terms specified in the Commercial Credit Application (“the Agreement”), each person signing below as a guarantor (“Guarantor”) agrees with UA as follows:

1. To guarantee to UA the punctual performance of all obligations of the Applicant pursuant to the Agreement including payment of all moneys due.

2. To indemnify UA for all moneys due and owing to UA pursuant to the Agreement as a primary liability.

3. Guarantor’s liability shall not be affected or discharged by:

(a) UA granting time to or compromising with or releasing or granting any indulgence to the Applicant in respect of the payment of money or any other obligation to which the Applicant is bound;

(b) The cancellation by UA of the Agreement;

(c) Any amendment made to the Agreement, with or without the consent of one or more Guarantors;

(d) Any variation made to the credit limit under the Agreement, with or without the consent of one or more Guarantors;

(e) Any disclaimer of the Agreement by the Applicant for any reason whatsoever and the Guarantor shall indemnify and hold

UA harmless against any loss which may result to UA from any such disclaimer;

(f) The Applicant or any one or more Guarantors becoming bankrupt, being wound up, appointing a voluntary administrator, being subject to any form of external administration whatsoever or entering into an arrangement with its creditors, or the appointment of a liquidator, administrator, receiver, receiver and/or manager, or controller (“Controller”) in respect of any assets or undertaking of the Applicant or any one or more Guarantors;

(g) The death of one or more Guarantors or by notice of such death;

(h) Any payment of money received by UA which is subsequently void or voidable; or

(i) Any failure by UA to properly attach, perfect or continuously perfect any security interest against any collateral of the Applicant and/ or any one or more of the Guarantors (if more than one) or any other person.

4. Each Guarantor agrees to secure the payment by the due date of all monies owing under the Agreement and the performance of the terms of the Agreement by the Applicant, by:

(a) hereby charging in favor of UA, all of the Guarantor’s rights, title and interests in real property owned by the Guarantor,

beneficially or otherwise, from time to time;

(b) consenting to a caveat or other registerable interest, such as a mortgage, being lodged to register such a charge over the real property with the relevant government department and providing all reasonable assistance to enable UA to protect its security interest at the request of UA; and

(c) authorising UA or its solicitors to execute any consent form or other security document as its attorney for the purpose of

registering the caveat or such other registerable interest over real property referred to in the preceding paragraphs.

(d) where they are not holders of an ABN, to grant a charge, and (where they are holders of an ABN) do hereby grant a charge, to UA over all and any of their present and after acquired property (“APAAP”) under the Personal Property Securities Act 2009 (Cth) (PPSA) as security for their indebtedness and obligations under this Guarantee.

(e) Each Guarantor consents to a financing statement in respect of the personal property charge being registered with the Personal Property Securities Register.

(f) Each Guarantor authorises UA or its solicitors to execute any document as its attorney for the purpose of registering the security interests over the assets and undertaking of the Guarantor.

5. Each Guarantor acknowledges and agrees that the Terms and Conditions as set out on the previous pages are incorporated into

this Guarantee as if the Guarantor was named in such terms in place of the Applicant.

6. If UA registers a security interest over a Guarantor’s real or personal property and money is payable under the Agreement, the Guarantor agrees that UA may by itself, or through its agent, enter the Guarantor’s property or premises at any time to remove the secured collateral and UA may by itself, or through its agent, sell that collateral to recover the moneys secured in any manner UA considers reasonably necessary and account to the Guarantor for the proceeds.

7. Each Guarantor acknowledges and accepts the above Privacy Note and consents to the use of information in accordance with the

Privacy Note.

8. Each Guarantor acknowledges that it understands the full force and effect of these terms and has had a reasonable opportunity to obtain legal or other advice in respect of them or has waived that right.

This supporting page is derived from the Urban Angles knowledge base and should be read with the current service pages and confirmed project scope.

View current services · Read current FAQs · Contact Urban Angles

Knowledge-base context

Current Urban Angles position

Urban Angles emphasises the combined use of creative judgment, photographic craft, experience and technology. Its stated aim is to help properties stand out, communicate their identity and value, and give marketing campaigns stronger visual impact. Its homepage connects effective property imagery with context, emotion and storytelling, in addition to technical image quality.

The website presents visual production and customer service as complementary parts of the offer. It describes a dedicated Customer Experience team, attention to detail and a collaborative approach that adapts to different clients. This is the company's stated positioning, rather than independent evidence of service quality or a promise of a particular sales result.

The website describes three broad customer situations: launching a development, listing a home and building a brand presence. These explain why the offer extends beyond standard residential listing photographs.

Source: Homepage — positioning and clients.

The homepage explicitly identifies the following customer groups:

It describes customers across Australia, ranging from large national operators to boutique studios and individual vendors. The enquiry form separately offers Property Developer, Real Estate Agent, Builder, Private Vendor, Advertising Agency and Other as role choices. These options corroborate a broad property marketing audience, but the form is not an exhaustive eligibility policy.

Most named groups are business customers. Private vendors are also explicitly addressed, so Urban Angles should not be described as exclusively business-to-business. Nor should its audience be reduced to real estate agents alone.

Source: Homepage — clients and project enquiry form.

Relevant capability

The closest documented service pathway for this page is property and architectural photography. Archived offers, tests and campaign references remain historical; this section supplies current KB context without reviving an expired promotion or inventing availability.

Urban Angles offers property photography for real estate professionals and agencies, home builders, architects and developers. Its photography offering covers residential listings, commercial spaces, architectural work, locations and people. The service page describes support from shoot planning through to retouching and delivery, with the approach tailored to the project and the customer's branding.

The company positions photography as a way to attract attention and support property marketing. Claims about stronger engagement, competitive advantage or better campaign performance are company marketing claims; the source does not provide measured outcomes or establish a guarantee. Source: Photography service page.

The photography FAQ describes shoot planning around the property's strengths, prospective buyer profile and campaign strategy. Composition, lighting, lens selection and the sequence of images are factors in developing the final image set.

For customers with multiple listings or offices, Urban Angles says it works with defined shooting standards, colour profiles and editing processes to maintain visual consistency. It also says it can follow agency style guides, including composition preferences, colour treatment and delivery specifications. These details support the company's stated ability to serve both individual projects and customers who need repeatable presentation across several campaigns.

The page describes photographs as retouched and suitable for marketing delivery. It does not specify an image count, download method, resolution, file format, usage licence, revision allowance or standard inclusions. Those details should be confirmed for the particular booking. Source: Photography introduction and FAQs.

Briefing and next steps

This is a practical synthesis of the process, FAQ and service pages, not a mandatory Urban Angles form.

  1. Identify the purchasing business, account contact, finance contact and decision-maker.
  2. Describe the audience and purpose: sale, rental, display home, off-the-plan development, commercial documentation, brand or portrait use.
  3. Record property address, occupancy, access method and on-site contact; the FAQ requests access details 24 hours ahead.
  4. Specify products, image quantities, proofing preference, shot priorities and any exclusions.
  5. Supply logos, style guide, reference imagery and required aspect ratios or publication platforms.
  6. Agree the budget, applicable quote, GST, optional add-ons and licence scope.
  7. Check bookings separately for video, weather constraints, drone feasibility and preferred times.
  8. Confirm the delivery trigger: shoot completion, submitted selections, complete plans/material schedules or approved draft.
  9. Nominate who approves proofs, edits and factual accuracy, and which portal handles each.
  10. Confirm download, storage, publishing and any hosting arrangements. Save final assets locally rather than assuming indefinite portal availability.

Sources: Process, FAQ, Onboarding.

Explore current services · Project workflow · DREAM ordering and support · FAQs · Portfolio · Privacy and terms · Contact Urban Angles

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What are the guarantor terms, and when do they apply?

They apply when Urban Angles offers a credit account with 14-day invoicing — a guarantor is required. Signing as guarantor creates substantial personal obligations, including security over your property. The answers here describe what the document covers; the published terms govern, and you should obtain independent legal advice before signing.

What is a guarantor agreeing to?

Two things: guaranteeing punctual performance of all the applicant's obligations under the credit agreement, including payment of all money due; and indemnifying Urban Angles for all money due and owing, as a primary liability rather than a secondary one.

Does the guarantee end if the applicant's circumstances change?

No. The document lists circumstances that do not discharge a guarantor's liability, including Urban Angles granting time or indulgence to the applicant, cancellation of the agreement, amendment of the agreement or variation of the credit limit with or without guarantor consent, bankruptcy or liquidation of the applicant or a guarantor, and the death of a guarantor. Read the clause in full — the list is broad.

Does signing create security over my property?

Yes. A guarantor charges all rights, title and interests in real property beneficially or otherwise owned, and consents to a caveat or other registrable interest such as a mortgage being lodged. A guarantor also grants a charge over all present and after-acquired property under the Personal Property Securities Act 2009 (Cth), and consents to a financing statement being registered.

What can Urban Angles do to enforce?

The terms allow Urban Angles, by itself or through an agent, to enter the guarantor's property or premises at any time to remove secured collateral, sell it in any manner it considers reasonably necessary to recover money secured, and account to the guarantor for the proceeds.

Am I authorising anyone to sign documents on my behalf?

The terms include authorising Urban Angles or its solicitors to execute consent forms and security documents as attorney for the purpose of registering security interests. This is a significant provision — read it directly and raise it with your adviser.

Is a guarantee required for all Urban Angles work?

No. Guarantor terms are tied to credit accounts with 14-day invoicing. Work paid on other arrangements does not necessarily involve a guarantee — confirm what applies to your account.

Should I get legal advice?

Yes. The document itself records that each guarantor acknowledges understanding the full force and effect of the terms and confirms having had a reasonable opportunity to obtain legal or other advice, or having waived that right. Given the property charges and enforcement rights involved, take that opportunity rather than waiving it.

Where do I find the full guarantor terms?

The complete guarantor terms and conditions are published on the Urban Angles website, alongside the separate client onboarding terms. These answers are an orientation to what the document contains, not legal advice and not a substitute for reading it.

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